Assume you have a $400,000 outstanding amount on an adjustable-rate loan, which amortizes over 30 years. According to your contract your monthly payment will be re-calculated based on most recent LIBOR rates. Your monthly income allows you to pay up to $2000 per month. How much can the LIBOR rates go up this month before your monthly payment goes beyond your ability to pay and you have to default? [Enter the answer as % with 2 decimal digits.]