Assume you invest $5,000 in a mutual fund at the beginning of 2019. You do not receive dividends from this investment. At the end of the year, your investment is worth $5,200. The annual rate of return for 2019 is how much %.? Assume now that you received a $35 dividend during the year, and the investment is still worth $5,200 at the end of the year. What is the annual rate of return %?