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Assuming all APRS equal, the effective interest rate on a loan is highest when: The loan has no points and a 30 year maturity and

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Assuming all APRS equal, the effective interest rate on a loan is highest when: The loan has no points and a 30 year maturity and is prepaid in five years The loan has no points and is prepaid at maturity charged and the loan is paid off at maturity in 30 years Points are Points are charged and the loan has a 30 year maturity but prepaid in five years

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