Assuming loan approval, which borrower would most likely pay a higher rate?

Select answer from the options below

Eddie has little debt and has worked at the same high$-$paying job for over a decade. He would like to take out a small loan to finance a motorcycle.

Brenda has always paid her bills on time. She occasionally maintains a small balance on her credit card but pays it off within $6$ months before charging more. She would like to purchase a house and finance $70\%$ of the purchase price with a mortgage.

Deejay plans to travel and is financing the vacation with a personal loan. He recently graduated college and has $$25,000$ in student loans.

Dwight, who is currently in his mid$-50$s with substantial savings and no debt. He would like to purchase a small sailboat with a loan.