Assuming no contribution room is carried forward from previous years, what is the 2021 RRSP contribution limit for an individual who carned $72,000 in 2020, and who belongs to a defined benefit plan with a formula of 1% of salary for each year of service? The plan member is required to contribute 4% of salary towards this eventual benefit. * $12,960 O $7,200 $5,760 O $10,080