Assuming that the desired rate of return is 6%, determine the present value of $10,000 to be received in one year, using the following partial table of present value of $1 at compound interest.

Year	6%	10%	12%
1	0.943	0.909	0.893
2	0.890	0.826	0.797
3	0.840	0.751	0.712
4	0.792	0.683	0.636

a. $9,090

b. $9,000

c. $9,430

d. $8,930