Assuming that the loss occurs in an establishment covered by a business owner policy (BOP) with no optional coverages, which of the following property would be covered?

A. An automobile damaged by vandalism while parked in the garage of a covered apartment building.

B. Currency destroyed by a fire on the premises.

C. Merchandise destroyed when a customer stumbles and knocks over a display of fragile gift items.

D. Damage to lawn and landscaping cause by flooding.