Assuming that X Corp bought merchandise worth P100,000.00. The seller gave a credit term 2/10,n/30 with a grace period of 10 days with a penalty of 20%. If X Corp. can borrow from a bank at 20% interest per annum and will use such loan to pay the seller, how much will the company pay if: 1. It does not avail the cash discount and pays on the last day of the grace period 2. It avails the cash discount