At a college, 66 % of courses have final exams and 56% of courses require research papers. Suppose that 45% of courses have a research paper and a final exam.

Find the probability that a course has NONE of these two requirements.

ENteranswer as a decimal to 2 places with a 0 in front. If your answer is just one decimal place, then type for example 0.2 not .2 or 0.20.