At age 21 Julio begins saving $1,500 each year until age 35 ( 15 payments) in an ordinary annuity paying 6.4% annual interest compounded yearly and then leaves his money in the account until age 65 (30 years). His friend Max begins at age 41 saving $3,000 per year in the same type of account until age 65 (25 payments). How much does each have in his account at age 65?

At age 65, Julio has $____ in his account and Max has $ ____ in his account?