At an annual effective rate of interest $\backslash ($ i$=2\backslash \%\backslash ),$ find the AV of a $22-$year annuity immediate with annual payments such that the first payment is $150,$ and each payment thereafter decreases by $5.$ Possible Answers $\backslash (2627\mathrm{.}59\backslash )\backslash (2770\mathrm{.}10\backslash )\backslash (2897\mathrm{.}58\backslash )\backslash (2907\mathrm{.}51\backslash )\backslash (3127\mathrm{.}59\backslash )$