At the end of the year, Sam gathered the following information: her gross

income was $$52000,$ with $$3000$ withheld for taxes, which matched her total

tax obligation. Her annual mortgage payment consisted of $$8000$ in interest

and $$5000$ in principle. She spent $$14000$ on groceries and utilities, $$4000$ on a

vacation, and made a $$1000$ down payment on a car, financing the remaining

$$23000$ with a loan. She had to buy the car for transportation. Additionally, she

contributed $$6000$ to her IRA. What is her savings percentage? $($Keep two

decimal places$).$