at the heart of business decisions. Marketing is an approach to business that puts the a. product b.company c. customer, client, partner and society d. bottom line e. employee A trust fund pays $45,000 each year-end in perpetuity. If the trust earns 9.7% per annum, compounding annually the value of the trust fund today is closest to (to the nearest whole dollar; don't use the $ sign or comma separators)