Athena took out a home loan 5 years ago with a 30-year term, monthly payments of $2100, and an interest rate of 5%/year compounded monthly on the unpaid balance. She is looking to refinance with a 3.75% per year interest rate and a 25-year loan term. a) Find the outstanding principal after 5 years of regular payments. b) What would the new monthly payment be? Use units and context for both answers. Round answers to two decimal places