_____ auto insurance industry in Michigan lobbies the state legislature to stop proposed legislation to reform the Michigan Catastrophic Care Association

_____ a community enacts a building code and zoning that effectively prohibits the construction of low cost, multi-family housing

_____ lack of communications between acute care mental health hospitals and community mental health agencies results in recently released mental health patients failing to show up for outpatient services

_____ a poorly supervised city employee responsible for checking on the work of contractors that have been issued permits is taking bribes from contractors to overlook shoddy work that doesn't meet the city's building code.

_____ a local manager puts up with a lazy city worker because of public sector union rules that make it difficult to discipline and discharge union employees

_____ state law exempts the National Guard from liability for violations of state environmental regulations with respect to air, water, and noise pollution

_____ a public school in an area where there are no charter schools, and content with the status quo, refuses to adopt a math curriculum adopted by other schools and known to result in large gains in student learning

_____ in spite of expected future revenue shortfalls, state legislators in October of an election year pass a bill to cut income taxes

_____ city council member's campaign for reelection highlights the issue of crime even though crime rates have been steadily declining for years

_____ members of a budget committee insert line items for spending on pet public works projects in their own districts

a. fiscal externalities

b. agency problem

c. implementation problem

d. problem of limited competition

e. rent seeking

f. public organization externalities

g. civil service protections

h. posturing to public attention

i. limited time horizons

j. pork barrel allocations

k. organizational public goods problem

l. none of the above