Automatic survivor benefits (qualified joint and survivor annuity [QJSAs] and qualified preretirement survivor annuity [QPSAs]) apply to Section 401(k) plans unless

1. the participant elects to receive payment as a lump-sum distribution with the spouse signing a notarized consent form.
2. the participant does not elect payments in the form of a life annuity.
3. the plan provides that, upon the participant's death, the vested account balance will be paid in full to the surviving spouse.
4. the plan is not a direct or indirect transferee of a plan to which the automatic survivor annuity requirements apply.

A)

I, II, III, and IV

B)

I, II, and III

C)

I and II

D)

III and IV