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Automobile insurance companies attempt to reduce the problem of moral hazard by: O a. By segmenting the market into low risk and high risk groups.

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Automobile insurance companies attempt to reduce the problem of moral hazard by: O a. By segmenting the market into low risk and high risk groups. O b. Requiring a deductible on insurance claims. OC. Offering liability insurance to drivers with bad driving records, but refusing to offer collision insurance. Od. Refusing to insure bad drivers. Oe. Offering no-fault insurance

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