Autumn Group has assets at fair value of $100 million. The present value of Autumns liabilities is $85 million. The market value margin is $5 million. What is Autumns MVS? Using probability models, Autumn determines that its VaR is $8.5 million. Autumn may be expected to incur $8.5 million or greater loss of capital at a 0.5 percent probability over a one-year period. What is Autumns economic capital and does Autumn have excess capital or a deficiency in capital?