Average Balance (Dollars in millions) Earning assets Interest-bearing deposits with the Federal Reserve, non-U.S. central banks and other banks 127,431 Time deposits placed and other short-term investments 12.112 Federal funds sold and securities borrowed or purchased under agreements to resell 222,818 Trading account assets 129,007 Debt securities 435,005 Loans and leases (1): Residential mortgage 197.766 Home equity 62,260 U.S. credit card 91,068 Non-U.S. credit card (2 3,929 Direct/Indirect consumer (3) 93,374 Other consumer 14 2,628 Total consumer 451,025 U.S. commercial 292,452 Commercial real estate (5 58,502 Commercial lease financing 21,747 Non-U.S. commercial 95,005 Total commercial 467,706 Total loans and leases (?) 918,731 Other earning assets 76,957 Total earning assets () 1,922,061 Cash and due from banks 27.995 Other assets, less allowance for loan and lease losses 318,577 Total assets $ 2.268,633