Avril has created a budget for the next three months. They set a goal to save $$50$ each month toward an emergency fund while also reducing the amount they spend on food. The biggest obstacle is that Avril eats almost every meal out, sometimes spending more than $$20$ each day on takeout food. Which of the following aspects of financial planning could be most helpful to Avril?

Develop personal goals

Identify and evaluate alternatives

Write down the financial plan

Implement the plan