A.You originally took out a $435,000, 360-month loan 8 years ago and have made 96 monthly payments of $3,161.60. You can now refinance that loan with a new 264-month loan that has an annual interest rate 5.86%. If you refinance the loan, then to the nearest dollar, how much money will you save each month on your monthly mortgage payment? B.Construct a Loan Amortization Schedule for a $6000, 10% interest rate loan that is re-paid semi-annually over 4 years. (Hint: First solve for the semi-annual payment, then construct the schedule)