Azman had just graduated from his study at the age of 25 and landed a new job with a starting annual salary of RM30,000 annually with 6 months' bonus for every 5 years. For starters, he needs to begin repaying his student loans (totaling RM23,000) with 1% compounding interest every year. At the end of 10 years, he'd like to have paid off his current student loan, as well as have accumulated RM50,000 for a down payment on a condo in Lembah Klang. If possible, Azman would like to put aside 10% of his take home salary for retirement. Please solve the following matters 1. Calculate the amount that he need to pay in a month to ensure that his student loan is able to be paid in 10 years' period. 2. Estimate the time does it takes for him to completely paid his student loan principal if he pays his student loan for only RM100 per month. 3. Calculate the amount of money had accumulated for retirement at the end of 10 years' period, if he is able to put aside 10% of his take home salary for retirement, and save all the bonus he gets every 5 years in a saving account that give 5% annually. 4. Calculate the remaining salary he has annually, after he put aside an amount of money in a low risk investment account that give him 5% dividend annually that able for him to accumulate RM50,000 in 10 years, along with paying his student loan and retirement saving