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b. c. Explain three purposes of the principle of subrogation. 6 marks State and explain four costs associated with insurance in Ghana 4 marks Mr

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b. c. Explain three purposes of the principle of subrogation. 6 marks State and explain four costs associated with insurance in Ghana 4 marks Mr Darko's car scratches Mrs Adjapong's car. Mrs Adjapong decides to take care of the costs since it is not a serious loss. Identify and explain the risk management method being practiced by Mrs Adjapong. 4 marks d

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