(b) Rahmat plans to withdraw his money RM 3,090 each year for five years, beginning at the 14th year. To keep his plan successful, he saves the money with the same amount each year. (i) Draw a cash flow to represent the flow of saving and withdrawing of the money. Calculate how much money should he deposits each year for 12 years, starting from the first year. Assume the interest is 8% per year.