(B) Your firm purchases goods from its supplier on terms of 2/10, net 30. Bank of Sudbury is offering a term loan with an annual interest rate of 15%. Based on the cost of financing, would you suggest your firm to take the loan in order to take advantage of the trade discount or to forgo the discount but pay within 30 days? Will you change your recommendation if your firm is able to stretches the accounts payable to 60 days?