Baako has invested $55,000 in a trust fund at 9% for his child's college education. His child will draw $20,000 per year for four years, starting at the end of year 9. What will be the amount that will be left over in the education fund at the end of year 12 (just after the child has withdrawn the fourth time)? (Enter just the number in dollars without the $ sign or a comma and round off decimals to the closest integer, i.e., rounding $30.49 down to $30 and rounding $30.50 up to $31.)