Bank A (Dollars in Millions) Assets Liability and Equity Cash $ 850 Deposits $ 6,475 Securities 1,925 Other Borrowing 1,645 Loans 5,400 Equity 1,030 Others 975 Total $ 9,150 Total $ 9,150 Income Statement Interest income on loans $ 450 Interest income on securities 95 Interest expenses 246 Noninterest income 78 Nonincome expenses 112 Provision for loan loss 35 Taxes 115 NI $ 115 If the average net interest margin for this type of bank is 4.65 percent, then, ceteris paribus, this particular bank is performing Multiple Choice the same as average because this bank has a NIM of 4.65 percent. better than average because this bank has a NIM of 6.55 percent. poorer than average because this bank has a NIM of 4.08 percent. better than average because this bank has a NIM of 5.23 percent. One can't determine with the information given.