Bank A (Dollars in Millions)
Assets		Liability and Equity
Cash	$ 850	Deposits	$ 6,475
Securities	1,925	Other Borrowing	1,645
Loans	5,400	Equity	1,030
Others	975	Total	$ 9,150
Total	$ 9,150

Income Statement
Interest income on loans	$ 450
Interest income on securities	95
Interest expenses	246
Noninterest income	78
Nonincome expenses	112
Provision for loan loss	35
Taxes	115
NI	$ 115

The bank's ROE is:

Multiple Choice

• 15.65 percent.

• 13.21 percent.

• 19.55 percent.

• 11.17 percent.

• 12.67 percent.