Bank A has a 10% capital ratio and uses a significant proportion of its assets to invest in very highly-rated bonds. Bank B has a 12% capital ratio and uses a significant proportion of its assets to invest in highly leveraged transactions. How would Bank Abe rated versus Bank B using the capital and asset quality criteria? Bank A is perceived as safer by both criteria. Bank is perceived as safer according to capital, but more risky according to asset quality Bank B is perceived as safer by both criteria Burl A is perceived as safer according to capital, but more risky according to asset quality