Bank A has net profit after taxes of $1.8 million and the balance sheet below: Bank A (in millions) Assets Liabilities Reserves $5 Deposits $100 $10 Loans $70 Borrowing Securities $45 Bank Capital $10 Bank B has net profit after taxes of $0.9 million and the balance sheet below: Bank B (in millions) Assets Liabilities Reserves $7.5 Deposits $75.0 Loans $55.0 | Borrowing $3.0 Securities $23.5 Bank Capital $8.0 Answer the questions below (always two decimal places): percent a. Bank A's ROA is b. Bank A's ROE is percent and for Bank B it is percent and for Bank B it is percent