Bank a offers the following terms for a $10 million loan: interest rate 8% for one year on funds borrowed , fees:0.5% of the unused balance for the unused term of the loan. Bank B offers the following terms for a $10 million loan: interest rate 6.6% for one year on funds borrowed. fees 2% origination fee b)if the firm plans to use the funds for only 3 months,which terms are better. Need to show work