Bank A offers the following terms for a $10 million loan: * interest rate: 8 percent for one year on funds borrowed * fees: 0.5 percent of the unused balance for the unused term ofthe loan Bank B offers the following terms for a $10 million loan: * interest rate: 6.6 percent for one year on funds borrowed * fees: 2 percent origination fee a) Which terms are better if the firm intends to borrow the $10million for the entire year? b) If the firm plans to use the funds for only three months, whichterms are better