Bank ABC has a Return on Equity (ROE) equal to 22%, a total assets/debt ratio equal to 1.08 and an asset utilisation ratio equal to 0.09. From this we know that the profit margin of bank ABC is: (NOTE: By default, the unit of the answer is %. The answer must be input with two 2 decimal places, i.e. if the answer is 12%, please input 12.00)