Bank Debit Memo #14321	Dated May 4/xx
From Bank of Nova Scotia, cheque #3499 for $866.20 from Windjammer Beach Resort has been returned because of non-sufficient funds. Reverse the payment and notify the customer of the outstanding charges.

Written Memo

10) For the transaction dated May 4^th, write an appropriate memo to notify the customer. You are required to compose it and present it in good style in a Word document.