Answered step by step
Verified Expert Solution
Link Copied!

Question

1 Approved Answer

Bank : Midwestone Bank Rssd id :83684 Consider your bank's Uniform Bank Performance Report (UBPR) and provide an overview of your bank's liquidity by reviewing

Bank : Midwestone Bank Rssd id :83684
Consider your bank's Uniform Bank Performance Report (UBPR) and provide an overview of your bank's liquidity by reviewing the following areas: 1. Liquidity and Funding Ratios especially the Net Non-Core Funding Dependence and Loan to Assets Ratios - The first ratio measures the degree to which the bank is funding longer-term assets (loans, securities that mature in more than one year, etc.) with non-core funding. Non-core funding includes funding that can be very sensitive to changes in interest rates such as brokered deposits, CDs greater than $100,000, and borrowed money. Higher ratios reflect a reliance on funding sources that may not be available in times of financial stress or adverse changes in market conditions. What are the trends in these ratios? How do they compare to the peer?
please due soon !!! one question
image text in transcribed
Consider your bank's Uniform Bank Performance Report (UBPR) and provide an overview of your bank's liquidity by reviewing the following areas: 1. Liquidity and Funding Ratios especially the Net Non-Core Funding Dependence and Loan to Assets Ratios - The first ratio measures the degree to which the bank is funding longer-term assets (loans, securities that mature in more than one year, etc.) with non-core funding. Non-core funding includes funding that can be very sensitive to changes in interest rates such as brokered deposits, CDs greater than $100,000, and borrowed money. Higher ratios reflect a reliance on funding sources that may not be available in times of financial stress or adverse changes in market conditions. What are the trends in these ratios? How do they compare to the peer

Step by Step Solution

There are 3 Steps involved in it

Step: 1

blur-text-image

Get Instant Access to Expert-Tailored Solutions

See step-by-step solutions with expert insights and AI powered tools for academic success

Step: 2

blur-text-image

Step: 3

blur-text-image

Ace Your Homework with AI

Get the answers you need in no time with our AI-driven, step-by-step assistance

Get Started

Recommended Textbook for

American Public School Finance

Authors: William Owings, Leslie Kaplan

2nd Edition

1111838046, 978-1111838041

More Books

Students also viewed these Finance questions

Question

What is composting, and how does it fit into solid waste disposal?

Answered: 1 week ago