Bank of Wwestimates that building a new branch office in the newly developed neighborhood will yield an annual expected return of 0.14 with an estimated standard deviation of 8 percent. The bank's marketing department estimates that cash flows from the proposed branch will be mildly positively correlated (with a correlation coefficient of + 0.12) with the bank's other sources of cash flow. The expected annual return from the bank's existing facilities and other assets is 0.11 with a standard deviation of 8 percent. The branch will represent just 0.13 of total assets. What will be Bank of Ww's overall rate of return after this branch is added? (Enter your answer as a number with 4 decimal places, e.g. 0.1111. DO NOT ENTER THE ANSWER AS A PERCENTAGE)