Bank One offered a 13-year certificate of deposit (CD) at 4.36% interest compounded quarterly. On the same day on the Internet, First Bank offered a 13-year CD at 4.35% compounded monthly. Find the APY for each CD. Which bank paid a higher APY? The APY for the CD at Bank One is % (Type an integer or decimal rounded to three decimal places as needed) The APY for the CD at First Bank is % (Type an integer or decimal rounded to three decimal places as needed) Which bank paid a higher APY? A. Bank One B. First Bank