Bank One offered an 18-year certificate of deposit (CD) at 4.32% interest compounded quarterly. On the same day on the Intemet, First Bank offered an 18-year CD at 4.31% compounded monthly. Find the APY for each CD. Which bank paid a higher APY? The APY for the CD at Bank One is .%. (Type an integer or decimal rounded to three decimal places as needed.) The APY for the CD at First Bank is %. (Type an integer or decimal rounded to three decimal places as needed.) Which bank paid a higher APY? O A Bank One OB. First Bank