Bantam Industries has budgeted the following information for March: If there is a cash shortage, the company borrows money from the bank. Ail cash is borrowed at the beginning of the month in $1,000 increments and interest is paid monthly at 1% on the first day of the following month. The company had no debt before March 1st. The shortage or surplus of cash before considering cash borrowed in March would be: $4,000 shortage. $25,000 shortage. $29,000 shortage. $29,000 surplus