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Based on a loan amount of $375,000, how many months will it take to break-even if the customer chooses to pay 1.5% in discount points

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Based on a loan amount of $375,000, how many months will it take to break-even if the customer chooses to pay 1.5% in discount points to secure an interest rate of 4.75% if the 0 point rate is 5.25%? Choices: 48.75 51.30 49.09 52.65

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