Based on data from the Kaiser Family Foundations Employer Health Benefits Survey 2020, one area where small employers may have an advantage and retain employees over large employers is.

a. healthcare plan choices, since most small employers offer more than one healthcare plan choice, whereas most large employers only offer one healthcare plan choice

b. Cost sharing for covered healthcare services since small employers normally have lower coinsurance and co-pay levels than large employers

c. employee contributions to employer-sponsored healthcare premiums, since 27% of covered workers in small firms are in a plan where the employer pays the entire premium for single coverage

d. employee contributions to employer-sponsored healthcare premiums, since small firms typically pay a larger share of the family premium cost than larger firms