Based on the analysis in the preceding step, Diamond should whether Diamond should keep its existing Ioan, accept the offer from More Money Bank, or accept the offer from Money Tree Bank. Begin by calculating the annual costs under each loan agreement. (Complete all input fields. Enter a "0" for any zero balances.) Based on the analysis in the preceding step, Diamond should whether Diamond should keep its existing Ioan, accept the offer from More Money Bank, or accept the offer from Money Tree Bank. Begin by calculating the annual costs under each loan agreement. (Complete all input fields. Enter a "0" for any zero balances.)