Based on the article provide in this links: https://www.forbes.com/sites/forbesbusinesscouncil/2021/12/03/banks-and-fintech-a- partnership-with-a-future/?sh=4c0943c36aab Based on your understanding on the article above, how do you adapt to the dynamic demands from customer as a manager from one of the Malaysian Banking institutions? Do you believe partnership with Fintech firm create a better future for a customer? As a bank manager should you feel welcome /threaten due to existence of Fintech Firms? Please answer not more than 650 words. The answer references are not limited to the article provide above as long as it is relevant to the case study