Based on the following information of mortgage choices, identify NOT properly priced mortgage$($s$)$

$\backslash$table$[[$Mortgage Choice,Rate,Points,$\backslash$table$[[$Actual$],[$cost for$],[$holding$],[30$ years$]],\backslash$table$[[$Actual$],[$cost for$],[$holding$],[1$ year$]]],[$a$,4\mathrm{.}5\%,0,4\mathrm{.}61\%,5\mathrm{.}82\%$

WHATS THE CORRECT ANSWER

$-$ MORTGAGE CHOICE B AND C

$-$ MORTGAGE CHOICE C AND D