Based on the following information, prepare a bank reconciliation to determine adjusted (corrected) balance: Bank balance $850 Account fees $10 Checkbook balance $942 ATM withdrawals $60 Outstanding checks $95 Deposit in transit $250 Direct deposits $129 Interest earned $4 A payday loan company charges $42 interest on a $300 loan for a two-week period. What would be the annual interest rate from that company?