Based on the previous 5-year pattern of Dividends Per Share payments, estimate the intrinsic values for RBL (ASX) using 1-stage models (the constant dividend growth model), and the 2-stage non-constant dividend growth model. Use the 10-year Government bond yield as the Dividend growth rate in the equilibrium stage. You need to choose which model is the most appropriate one to use, and compare the intrinsic value versus the share price as of November 2021 (current price). Would you recommend to buy or sell the shares in November 2021? Explain in detail.