because of your young age, these amounts will not begin until the end of $3$ years. If the interest rate is $8\%,$ what is the equivalent present value of the inheritance?

$$15850\mathrm{.}89$

$$21984\mathrm{.}36$

$$17118\mathrm{.}96$

$$13589\mathrm{.}58$

$$14676\mathrm{.}75$