Beginning three months from now, you want to be able to withdraw $$3,200$ each quarter from your bank account to cover college

expenses over the next four years. If the account pays $\mathrm{.}72$ percent interest per quarter, how much do you need to have in your bank

account today to meet your expense needs over the next four years?

Note: Do not round intermediate calculations and round your answer to $2$ decimal places, e$.$g$.,32\mathrm{.}16.$