\begin{tabular}{|c|c|c|c|} \hline \multicolumn{4}{|c|}{ Bank A Balance Sheet } \\ \hline \multicolumn{2}{|c|}{\begin{tabular}{c} Assets \\ Uses of Funds \end{tabular}} & \multicolumn{2}{|c|}{\begin{tabular}{c} Liabilities and Net Worth \\ Sources of Funds \end{tabular}} \\ \hline Reserves & $65,000 & Deposits & \\ \hline & & Demand Deposits & $150,000 \\ \hline & & Savings Deposits & $750,000 \\ \hline & & Small Time Deposits & $250,000 \\ \hline & & Large Time Deposits & $500,000 \\ \hline \multirow[t]{3}{*}{ Treasury Bonds } & $85,000 & Borrowing & \\ \hline & & From the Fed & $50,000 \\ \hline & & From the Fed Funds Market & $100,000 \\ \hline Loans & $1,850,000 & Net Worth & $200,000 \\ \hline Total & $2,000,000 & Total & $2,000,000 \\ \hline \end{tabular} \begin{tabular}{|c|c|c|c|} \hline \multicolumn{4}{|c|}{ Bank B Balance Sheet } \\ \hline \multicolumn{2}{|c|}{\begin{tabular}{c} Assets \\ Uses of Funds \end{tabular}} & \multicolumn{2}{|c|}{\begin{tabular}{l} Liabilities and Net Worth \\ Sources of Funds \end{tabular}} \\ \hline Reserves & $10,000 & Deposits & \\ \hline & & Demand Deposits & $100,000 \\ \hline & & Savings Deposits & $700,000 \\ \hline & & Small Time Deposits & $240,000 \\ \hline & & Large Time Deposits & $650,000 \\ \hline Treasury Bonds & $40,000 & Borrowing & \\ \hline & & From the Fed & $0 \\ \hline & & From the Fed Funds Market & $30,000 \\ \hline Loans & $1,900,000 & Net Worth & $230,000 \\ \hline Total & $1,950,000 & Total & $1,950,000 \\ \hline \end{tabular}