\begin{tabular}{|c|c|c|c|c|c|c|c|c|c|c|c|} \hline 1 & & & & \multicolumn{3}{|c|}{ Income and Spending Tracker } & & & & & \\ \hline 2 & & & & & Daily & & & & & & \\ \hline 3 & & & & & Example & & & & & & \\ \hline 4 & Instructions & & & & & & & & & & \\ \hline 5 & \multicolumn{6}{|c|}{ 1. Copy or create the spreadsheet below. Remove the contents } & & & & & \\ \hline 6 & \multicolumn{7}{|c|}{ 2. Record all your income and expenses for the period September 5 to November 24} & & & & \\ \hline 7 & \multicolumn{8}{|c|}{ 3. Write at least 1 paragraph that summarizes your income and expense by subcategories } & & & \\ \hline 8 & \multicolumn{8}{|c|}{ 4. Write at least 1 paragraph identifying any subcategory(s) that appeals to you } & & & \\ \hline 9 & \multicolumn{9}{|c|}{ 5. Write at least 1 paragraph discussing what you would like to change in your spending behavior. Why? } & & \\ \hline 10 & \multicolumn{2}{|c|}{ If nothing why not? } & & & & & & & & & \\ \hline \multicolumn{12}{|l|}{11} \\ \hline 12 & Account & Date & Description & Debit (\$\$-) & Credit ($+ & Amount & Sub Category & Category & & & \\ \hline \multicolumn{12}{|l|}{13} \\ \hline 14 & Checking & 4/1/23 & \multicolumn{2}{|l|}{ JP Morgan Chase } & 2,500 & 2,500 & Salary & Income & & & \\ \hline 15 & Credit Card & 4/4/23 & Starbuck & (10) & & (10) & Coffee & Expense & & & \\ \hline 16 & Savings & 4/4/23 & Flanagan & (300) & & (300) & Furniture & Expense & & & \\ \hline 17 & Checking & 4/15/23 & JPMorgan & & 2,500 & 2,500 & Salary & Income & & & \\ \hline 18 & Checking & 5/1/23 & Joe Realty & (1,500) & & (1,500) & Rent & Expense & & & \\ \hline 19 & Checking & 5/2/23 & Mom & & 100 & 100 & Gift & Income & & & \\ \hline \multicolumn{12}{|l|}{20} \\ \hline 21 & Total & & & (1,810) & 5,100 & 3,290 & & & & & \\ \hline \multicolumn{12}{|l|}{22} \\ \hline \multicolumn{12}{|l|}{23} \\ \hline \multicolumn{12}{|l|}{24} \\ \hline \multicolumn{12}{|l|}{25} \\ \hline \multicolumn{12}{|l|}{26} \\ \hline 27 & & & & & & & & & & & \\ \hline \end{tabular}